Just Because You Have Grey Hair Doesn’t Mean You Can’t Work On Your Health & Wealth

Little kids are so funny sometimes. I work, part time, at our local community center, at the Welcome Desk. They do wonderful after school programs for our local kids, and one day a little girl came up to the desk and said hi. She told me she wasn’t taking “ballerina class” that day and then she asked me something that would have mortified her mother. She asked, and I quote, “Are You Old?” (insert little girl’s voice). I laughed and said “Oh, you think I’m old because of my grey hair. No, I’m not old…I’m older than you are!” She then said “I’m 5!” (again, in a little girl’s voice). Continue reading

The Best Solution To Get Out Of Debt

 

You’re working hard every day and you’re putting in the hours that you think you need in order to have a great life before and after retirement, but you just can’t seem to get ahead of the debt that you’ve racked up over the years. Yes, it’s a “first world” problem and other people may be looking at you thinking that you have it so good, but you know what’s really going on, right?! Continue reading

Not ready for retirement yet?

I get it. You did everything by the book and it wasn’t enough. Your retirement savings (if you have any) may not be what you thought it would be when you started working twenty, thirty, or even forty years ago. You may be thinking that you don’t have enough time left to make the kind of money that you’ll be able to live on in retirement and you’re dreading the day that you have to depend on your friends or family to help you. Or, perhaps, you’re looking to bump your income up to the level where you can really live your dream lifestyle. You know you still have earning power but you have no idea how to earn the kind of money you need. You’re not alone. Continue reading

How to Best Promote Your Sales Promotions

What is a Sales Promotion?

When done correctly, sales promotions can transform a business. Most of us these days know sales promotions are usually designed to increase sales or, encourage the use of a service. They are also often one type of marketing strategy confused with general advertising. In fact, the two are different. Because, each entices a different part of the buyer’s nature. Continue reading

How to pay for your kids college if you’ve gone through all of your savings

When you got married, you thought you had it all planned out. You both had good jobs and your salaries and savings plans were going to be enough to pay for your kids’ college education as well as your retirement. But, then, life happened! College is upon you and you’ve gone through everything. Do you tell your kids they can’t go to college or do you take out student loans and make them pay for it when they graduate? Or, do you figure out another way to make enough money to be able to pay for it after all? Continue reading